Auto Repair Financing in Port Richey, FL 

A necessary repair doesn't always arrive when it's convenient to pay for it. RMP Auto offers financing through Synchrony for drivers in Port Richey and throughout Pasco County. This allows customers to complete needed vehicle repairs now and pay over time with a plan that fits their budget.


RMP Auto is a women-operated repair shop on Scenic Drive, built around honest advice and clear communication. Financing follows the same approach. You see what your vehicle needs, you understand the cost, and you decide how you want to pay.

Auto repair shop with lifted off-road vehicles inside and an American flag above the bay

 See the Work Before You Decide How to Pay 

Every vehicle at RMP Auto receives a thorough inspection with photos and videos that show what the technicians find. The team separates repairs that need attention now from services that can wait, giving you a clear understanding of the work and cost before discussing payment.


You receive a detailed estimate before the team starts any work. RMP Auto provides transparent pricing with no hidden fees. If technicians find anything unexpected during the repair, they contact you first to review your options. The team only recommends repairs needed for your vehicle’s safety, reliability, and performance.

Financing Through Synchrony 

RMP Auto partners with Synchrony to offer financing on repairs and upgrades. Synchrony offers quick approval and simple terms, so you can approve the work your vehicle needs and pay it off over time instead of all at once.

Applying for Financing 

Apply online through Synchrony using the button on this page. 

When Financing Helps Most

Financing can help when a repair costs more than expected or when delaying the work could lead to bigger issues. Engine diagnostics and repair, radiator and cooling system work, suspension and steering repair, and transmission service are some of the jobs our technicians handle most often. Delaying these repairs can turn a manageable problem into a costly one.


In Florida, some repairs are harder to postpone than others. A failing cooling system can lead to engine overheating and serious damage. An A/C system that quits before summer affects every drive. Worn brakes are a safety issue that should be handled right away. Financing helps you take care of needed repairs when they are due instead of delaying service because of the timing of the payment.


For longer repairs, courtesy shuttle service and rental car assistance help keep you moving while your vehicle is in the shop..

Other Ways to Pay 

Financing is one option, never a requirement. RMP Auto accepts cash, Visa, Mastercard, American Express, Discover, personal checks, Apple Pay, and Google Pay. Contactless payment and pickup options are also available. Discount programs are available for military customers. [CONFIRM military discount details].

 Repairs Built to Last 

Paying for a repair over time makes the most sense when the repair holds up. We stand behind our work with a 2-year/24,000-mile nationwide warranty through TechNet Professional, whether you're driving close to home or traveling across the country.


Our technicians use OEM-quality parts and diagnose and repair vehicles with the following equipment:

The team visually inspects and diagnoses every vehicle before recommending repairs. They only add items to the estimate when they can show the customer what they found.

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Hunter alignment equipment

Autel and Topdon scanners

Snap-on diagnostic equipment

BG service equipment

A Robinair A/C machine

CEMB tire machines

RMP Auto is CarFax Certified, RepairPal Certified, and part of the TechNet Professional and Ford Certified Collision / Mechanical networks.

RMP Auto is CarFax Certified, RepairPal Certified, and part of the TechNet Professional and Ford Certified Collision / Mechanical networks.

CARFAX badge for RMP Auto LLC, 2025 Top-Rated Service Center, with blue and gold shield and Car Fox mascot
Facebook review rating graphic showing 4.7 stars with yellow star icons
Yelp logo with star icons and a 4.0 rating
Facebook review rating graphic showing 4.7 stars with yellow star icons
★ ★ ★ ★ ★

“RMP Auto has done multiple jobs for me including performance work, alignments, exhaust installation, performance parts installs, and even belt service on another vehicle.....At this point they are the only repair shop I trust and the only place I take my vehicles. Highly recommended.”

Tiffany Clemens
Tiffany Clemens
★ ★ ★ ★ ★

“The guys there were AWESOME! They went above and beyond to try and help me locate an air tag. They were very kind and helpful! I highly recommend going to see them for work. Thanks guys!”

M M
M M
★ ★ ★ ★ ★

“First class, Nice people. The owner/manager knows HER stuff with her husband runs two great locations. Lexus LS460 repaired timely without issues.”

Jeff Brown
Jeff Brown

Financing Frequently Asked Questions 

  • Does RMP Auto offer financing?

    Yes, RMP Auto offers financing through Synchrony. This allows you to pay for vehicle repairs and services over time instead of covering the full cost upfront.


  • How will I know what my repair costs are before I apply?

    You will know your repair costs before applying because RMP Auto provides a detailed estimate before any work begins. If the team finds anything unexpected, they contact you first to discuss your options before moving forward.


  • How do I know the repair is necessary?

    You know a repair is necessary because RMP Auto explains what the team finds and why it matters. The inspection includes photos and videos, and the team separates urgent repairs from items that can wait. You decide how you want to move forward.


  • Do I have to use financing?

    No, you do not have to use financing. RMP Auto offers financing as one payment option, and you can also pay with cash, card, personal check, Apple Pay, or Google Pay.


 Talk Through Your Options With Our Team 

RMP Auto helps you understand your repair estimate and available payment options before you make a decision. The team explains the recommended work, reviews financing choices, and walks you through the next steps. Call or visit the shop to discuss your options.

RMP Auto 10134 Scenic Dr Port Richey, FL 34668